An non-working spouse can have a spousal IRA but it is still a separate account.4) By APY I assume that you are talking about yield.

Heart disease and many cancers are almost non-existent in many parts.

Hopefully, you have basis in your S-corp or AAA to be able to make a non-dividend distribution.

No income, no job, 38 accounts in collection, multiple evictions, drug convictions, pit-bulls, 6 roomates none with jobs..... nobody you can rent to in that lot.This winter, the callers are practically non-existant and the majority of them are telling me they only want a place for about 6 months because they are planning on buying.

The fee inspector is to use the architectural exhibits in order to make a determination of compliance or non-compliance.

I assumed this is showing me how non-collegues see it, correct?

It is also the way every successful non-guru I have ever met has done it.

On the other hand, if you feel that liars, criminals, and non-paying deadbeats should be living under a bridge, you'll do fine with the tenants.

I recently talked to someone at Country Wide and they said they don't require seasoning and as long as there are no prepay penalties they should be able to do it.If CW will do non seasoning refi then I'm sure there are plenty other lenders that will.I can see a problem with doing a refi on an all cash property, but like others mentioned maybe a 50% cash out or something would work a lot better for the lender.

Of this low income group, I haven't seen more than a handful of credit reports that were better than HORRIBLE (or non-existent), although many of these people will make good tenants.I would consider lower-middle income tenants to be those that work regularly but at a low income job.