The reasons don't matter, but the point is the cards are stacked against new people getting and staying in the game.

As per the law (copy & pasted from MAR):  "Maryland law requires that all advertisements include your name (as listed on your pocket card) and the name of the company with which you are affiliated (not simply the company logo).

btw...my first 100 bandit signs are on their way, as are my 2000 business cards, and the car magnets! 

I have had luck using CL to find wholesale opportunities, but only when I used a branded ad (company name and logo) that included a graphic and a link to my web site.

My cousin is in his late-twenties and recovering from bad credit from college credit cards and unpaid student debt.

If you don't design them yourselves, most printing companies have an in-house graphic designer who will do exactly what you want, and probably better than if you just ordered them offline. 

Won't need to pay for the monthly subway card in the nice months.

You just need a phone and some 3 x 5 index cards to keep track of them.

Have you considered sending post cards?

And as far as the jargon, I used flash cards to really hone in on the language and memorize what was necessary for the test (as I've been through the exam before, and will be preparing to take it again soon).