I eventually auto routed his emails to trash  I could go on and on with this topic.  

it is an option in the property insurance similar to having rental car insurance as part of your auto insurance.  

Most of them have a timer setting to auto-lock.

If the latter, and you have paperwork, you might be able to take the individual to small claims court, though if your lease prohibiting you from renting out rooms then it might get thrown out due to the intentional violation.Any time a person guarantees or co-signs (whether a lease, an auto loan, student loan, etc.), the individual needs to be ready to make the payments (remaining and any already past due). 

I recommend you do the same unless you want to encourage this tenant that it is okay to make their problems into your problems.For the future, consider requiring ACH/auto-debit/Zelle or some other form of automated/electronic payment so "I couldn't get to the bank" is no longer a factor.

Do you require auto pay or offer online payments?

So far the deaths in the US are eqaul to about a WEEK of auto deaths.   

Below pastes is my auto responder and I bet there’s many violations in it too!

The average American is carrying approximately $6,000 in cc debt (w/ a 17.99-24.99 interest rate), the college grads are sitting on tens of thousands of student debt & auto debt is at record highs.

My W2 job is managing a secondary auto finance company.