The NFIP does have the increase for Pre-firm properties (anything built before 1973) if the property isn't rated off of a Elevation Certificate (EC) this is the government's way of forcing the homeowner to get these documents.

As I am sure you know, the Los Angeles real estate is overvalued, but forcing appreciation on this should be able to raise the value considerably.

Forcing a tenant to stick around is never a good thing and rarely works out well. 

Kashoo is the more powerful of the two due to the ease of forcing a journal entry.

He legally cant force you to kick out the new tenants.

She could probably buckle down and force the landlord to evict her, but based upon what you've said, I don't see anyway she would win and she'd probably just end up with sheriff moving her stuff to the street and judgment against her that could potentially include the landlord's legal expenses.

Of course there likely is no equity above and beyond the Wells Fargo loan, so it merely become an abandoned asset pending Wells ultimate decision to force liquidation of the collateral, which is all foreclosure really is. 

I have asked him to leave as I would be happy to let him out of his lease, but he refused and said he would contact his attorney if I force him to leave.

That budget shortage will fall on your end, hence the contractor will leave the job unfinished, issue forced change orders (or really bloated prices), or something similarly unpleasant to you.

I did well over 2000 of those loans. .and it was fantastic while it worked.. and you know the rest of the story when the GFC hit I had over 400 of these in force and ended up foreclosing on about 250 because they could no longer refi...