Your price range isn't too crazy for your first deal seeing that you're in New York.

I'm mainly interested in Upstate New York or Northern New Jersey area.

@Josh Nix this was an estate sale so it feels good that we can sort of restore the glamour of the house when it was first purchased by the original owner.

We both work full time in the IT industry; he is a VP of Operations for a small managed services firm and I work as a Business Analyst in the Business Intelligence industry for a small virtual company out of New York.

We do water restoration, mold remediation, demolition, carpet cleans, etc.

I asked him why not remove a few bricks just to see what's beyond and he didn't want to.I heard about in New York City some properties on Riverside Drive with secret tunnels in basements that lead to the Hudson River.I wonder if anyone ever bought a very old home and after owning it for a while discovered a swinging bookcase or a pivoted wall which opens to another bedroom or a staircase to a secret chamber?

I used the free part of your site to find private lenders in New York City 10029, Los Angeles 90001, and randomly picked Spencer, Iowa 51301.

I am sure there are several variation of requirements to participate from each county within the state of New York.

I have a friend in upstate New York who is interested in funding an experienced investor's house flips for a 12 - 15% ROI.

I don't know how you're going to make it work in Bergen...taxes are too high you would need to get the property for way below market value.Also, if you want to be more specific on which part of Hudson so you can have an easy exit, I would say look into Jersey City Heights (07307), West New York, Guttenberg, or North Bergen.