You might not like the fully amortizing repayment numbers though, but for that balance it might not be too painful. 

Maybe try looking south of SJ towards Morgan Hill, might be able to find similar inventory and a SLIGHTLY less painful commute.  

This process may be delayed if the borrower contests the action in court, seeks delays and adjournments of sales, or files for bankruptcy." - source: Foreclosure.comVirginia is non judicial foreclosure state.

I am seeking a mentor that has experience with creative financing and deal structuring.

I'm seeking advice on how to acquire a first SFR without "house hacking." 

You can't sell to anybody unless you know their desires, needs, pain points, motivations, ect. 

I feel your pain.

I am seeking a mentor in Houston to show me the ropes of investing.

I went out seeking a hard money loan/ private loan.

I have one so far and am also seeking 9.