how do I know if an offered private loan is legit

[Danielle Hammond]

ok guys, 

I have found the property of my dreams. Ive went threw twice, set up a business plan for the 3 rentals, had a professional heating and plumbing company go threw and give me an estimate. I have everything I need and I want it!!! I went out seeking a hard money loan/ private loan. I recieve many scam emails, that i could pick out instantly as half of them couldnt put a sentence together in english.

one man has contacted me and sounds very upfront, blunt, and legit, but he is from a different state.. he offered me the loan at only5 percent?? I asked for credentials or a website or more information on him, he says hes certified by Georgia gov. And is not a company. He has offered to get the contract written up and signed and money sent out monday so I can seal the deal on the home. I told him I will be opening a seperate account,so I can protect my personal account and he was ok with that. He said he needs some ppersonal information a long with the plan for the money and repayment. For personal info he wants a copy of my drivers license... no soc sec # or anything. But I for some reason dont want to send a copy of my id to someone. Lol I cant do it... how do I find outif its a scam??? I hate to ignore him and end the deal if he is actually legit?? :/ I have told him I will not send out my personal information with out some sort of protection... but I have no idea how this all works or how to go about that!!??? how can I protect myself and find out if he is for real??? Help me out please.