After reading some books, listening to a dozen podcasts (and counting), and talking with the BP community I have finally brought myself to take the next step in my education--attending a REIA.Im making an hour 10min trip after work(on a school night, God forbid) to go to this REIA.

Also read about DTI, what banks count as income, FNMA underwriting guidelines. 

Rentometer gives a decent look at rental comps in a given area given bed and sq ft count but Zillow/Realtor.com, Craigslist etc will give you a more defined look at what is listed in a given area and for how much. 

Hi @Marco Cruzatt, and welcome.I have no idea what a "So Flo" is because I'm a crotchety old man and do not keep up on the crazy slang you young whipper snappers are using, but here's a fun Fannie Mae guideline for you that may be applicable....If that applies to you, you counting as the owner occupant because you're providing housing for Mom who cannot get a mortgage, means that the owner occupant interest rate, down payment requirements, etc, will apply.

This landlord/tenant scenario has crossed all sorts of lines and boundaries.

Wells Fargo told me that if we move out of state my income won't count at all because I am self-employed, and my boyfriend would have to have a job offer in the same field he is in currently.

Came across this retail condo of 1895 sq ft asking $1.4M in Van Ness... What do you think of the price? How do you go out and find a retail tenant?  http://www.loopnet.com/Listing/20140012/851-Van-Ness-Ave-San-Francis...

Also, retirement assets can count as reserves.  

Many liens will be withdrawn from the auction as the owners pay them off at the last minute, so the final count of the liens available will be smaller than the numbers below.Interesting that Coconino has a new type listed; "NON-PRIMARY/BANKOWNED/NOT IN OTHER CLASSES RESIDENTIAL".

I have 9 properties scheduled to view this weekend... fingers crossed!