.: Hello,I have several SFRs that have lots of equity in them and I wondering if anyone used a method of cross-collateralization to pledge the equity as collateral, thus avoiding doing a cash-out refinance or HELOC.

I would make sure your bedroom count is the same, and baths within a half bath.

I also added a pet blanket for the master bed, because dogs' nails were snagging the stitching on quilts. 

It is typically your primary job.The 40 hr/week W-2 worker is going to have a hard time convincing an IRS agent they are meeting this threshold.STR loophole is a better path for my friends in this category.Once you finally cross the pro hurdle, you're not done!

Then, the home appraised at $205,000 without counting any additional value for the basement space. 

Quote from @Michael Ewers: Quote from @Gash Nookala: Hello I bought a property in Owens Cross Roads in September 2024.

To answer your question though, yes home improvement and marketing counts.

They usually have the rent amounts listed by bedroom count.

The previous owners did a do-it-yourself remodel which had tons of red flags if I had taken the time to cross-reference the sellers disclosure with the inspection report, but at that time the market was hot and I had to move fast.

Using multiple platforms together and cross-referencing with public records or MLS data (if accessible) can help minimize discrepancies.