All high-ratio mortgages must be insured, either via CMHC or one of the two private insurers.Similarly there are two sets of guidelines for qualification:  High-ratio borrowers :Mortgage qualification is based upon the Bank of Canada Benchmark 5-year Conventional Mortgage Rate (V122521) - which is presently 4.64% [Note: This is also known as the mortgage qualifying rate];Maximum amortization is 25-years;maximum purchase price or "as improved" property value must be "less than" $1,000,000;borrower's gross debt service (GDS) "less than or equal to" 39% (CMHC prefers "less than or equal to" 32%);borrower's total debt service (TDS) "less than or equal to" 44% (CMHC prefers "less than or equal to" 40%); andproperty must be owner-occupied.Low-ratio borrowers:  If the lender bulk-insures their portfolio, they must qualify applicants using the the same rules as above.  

Your mortgage interest rate is calculated off your qualifications when you initially apply for it. 

Hello Everyone! I am looking for any advice that can help me qualify for an FHA self employed loan as I have read it is more difficult to be approved for an FHA loan when you are self employed I am excited to start in...

I will gladly break down material costs during the qualification and job scope phase. 

There are other qualifications for institutions, trusts, etc., but those are the most common ways to qualify for individuals 

Here is what I found on a quick search.475.17 Qualifications for practice.

Been reading up, starting to talk to people, and just put in an app for pre-qualification to see what financing might be available.

2.What are the qualifications to get a note like good, bad credit ect. 3.

@Brandt Tingen Sure, 95% LTV conventional refinance is perfectly doable as long as you have reasonably strong credit and good qualifications.

It worked out this way because it was a reverse Mtg, thus the "automatic borrower qualification" and the "95% of an FHA appraisal" since RM's are insured by FHA.