does anyone have any special way to qualify a cash tenant in a low income area? I have my techniques but would curious to know everyone else's. Please share

Hello,

I've been researching this in depth and I've come across many different banks and credit unions who want the person needing the loan to provide the following :

20% down payment (which is understood due to m...

I’m 19 and haven’t yet established a credit score is it still possible for me to qualify for a loan

When meeting requirement such as income, do you go based on combined income of all applicants? Does it change based on relationship? For instance, do you require it differently for a Married couple as opposed to 2 fri...

Quick question, I have a renter applicant that has a solid job and has been there for 2 years income is there and she is ready to move in right away, catch is she was evicted 2 years ago. How big of an impact should t...

I have recently been pre-qualified for a loan of $125,000 to buy investment property. I'm planning on selling my principle residence, move and buy a new principle residence in my new location. If I buy an investment p...

If you own several different properties, even saying they are basically same rental and tenant bracket, can you have different set qualifications for each property? Or does that set you up for a fair housing complaint?

Hello, This is my first time posting in the forums. However, I have been researching methods, listening to podcasts and reading articles here on BiggerPockets. I am a recent college graduate with little capital and lo...

Let me help!   Our Investor friendly cash flow program may be right for you!  Licensed to do business in PA/NJ & COMary Matney, Loan Officer NMLS 889769Alterra Home Loans

I am interested in purchasing a vacation rental in the near future. When qualifing for the mortgage is the historic rental income counted towards qualifying for the mortgage? In this scenario the historic annual tent ...