Now I see I skipped a vital step because I dont know how to find deals now.

This post is exactly why 1; I don't like dual agency, it's impossible for a consumer to tell if they are being duped or given proper representation. 2; it's vital to have your own agent that you trust. 

All companies are not created equal so using one will add an extra layer of diligence on your part to be sure the reality lines up with what you are being sold.

Since you're looking into long distance investing, I suggest you read the "The Core 4 Members Vital to a Profitable Long-Distance Real Estate Investing Team" by David Greene. 

It also gives you a layer of protection.We've taken Zelle payments before as well as checks.

It's also vital to understand the local regulations and zoning laws as this knowledge is crucial for a successful venture.Given your location in the Midwest, try taking a closer look at cities like Cleveland and Columbus.

Our properties are set up in multiple layered trusts and LLCs.

And that's not a singular event, it's adding layer-cakes of scheduling upon layer cakes.

2) Do you take a paper application with all the vitals, such as SSN, DOB etc.?

If there was a mention about the stairs bending or dry rot and owner ignored the problem, the court won't care about the layer of asset protection- it goes on the back, purse, and credit of the owner until settled.