It does not really offer the appreciation of say Cincinnati which is essentially part of the same market or Columbus a bit to the North East.

Literally, just had a phone call today about it and my lender essentially said the same as the above (backlogged, rates all over the place etc).

I work at a nuclear power plant, deemed an essential employee, so I luckily do not have to worry much personally about financial times ahead.

I had to appraise an extremely large cash handling facility that was essentially a giant vault at one point in my short appraisal career.

Another option - since she already does daycare, this is still desperately needed for people with kids who work in the essential services, like doctors & nurses, law enforcement, janitors, grocery workers and supply-chain.

So far I have no vacancies but I can definitely see it slowing as employers swap to essential personnel only crews but so far the blue collar workforce is going strong!

Nurses and medical personnel and grocery in pharmaceutical and other essential type jobs are probably much safer.

The problem is that I’m not sure how to actually do the paperwork.

What this means is essentially the only thing you'd be able to file an insurance claim for is a total loss on the house.

Basically, you want to differentiate yourself from all the other letters.One way you can try is find what comparable rents are, and essentially put a price in your letter, subject to due diligence and full financial review, of course.