Landlord Liability Protection

[Mendy Blasberg]

Hey everyone,

I'm about to close on my first deal, a single family home. I am purchasing the home using all cash and plan to do a small rehab job that should take around a month. After a few months I hope to refinance.

I am purchasing the home under my name and will not be using an LLC. This is so I can refinance after a few months and qualify for a conventional loan.

Using this method I'm concerned about and possible liability and was wondering if anyone is familiar with any other way to protect a landlord from liabilities not using an LLC?

Thank you in advance!

[Mendy Blasberg]

@James Wise thank you for your response. 

What is a liability rider for basic fire policy and how do I go about to get such a thing?

Thank you