I have two good, steady, paying families as tenants. 

There is no equity to borrower at 96.5% LTV so you would be looking at unsecured lines of credit if you have over a 740 Fico and steady W2 income its possible. 

Rather than people just saying a property is a good investment I would love to have someone prove that I am wrong by having a friendly and constructive argument that consists of a thorough and complete analysis.Stick one toe in the water at a time and wait to see how the temperature feels before you regret finding out that you based your projections on a totally incomplete analysis.

If you dont have much time to dedicate to marketing and searching for deals or thats not your strong suit, I would recommend working with a company that can bring you a steady stream of inventory.

It would require a ton of cash to be able to do that.Sorry to be the bearer of bad news, but slow and steady wins the race along with staying within the lender's requirements.Stephanie 

For now I am holding steady where I am and improving existing properties, especially ones that come up/are coming up for new tenants, in order to maximize rent rolls without adding overpriced inventory.

It's being sold by owner and has been listed since 2019 with a steady increase in the asking price. 

I've seen investors go from 1 of these to 8 - 10 over two years and build themselves a nice portfolio that offers steady cashflow.Sometimes in life you just have to hike up your shorts and jump in the deep end you know?

Despite the month-to-month increases, the Index was nearly 14 percent lower than one year earlier as the headwinds of rising prices, decreased affordability and rising mortgage rates likely prevented some would-be buyers from completing a home purchase.In the Philadelphia Metro area buyer interest was High in the Pennsylvania and Delaware suburban counties and in the Steady or Slow range in the New Jersey counties of the metro area.

You definitely need to have a steady paycheck from a job in order to qualify for either of those loans though.