Purchased First Home/Condo w/FHA loan-How to finance renovation?

[Brandon Wright]

Hi BiggerPockets Community,

On Tuesday, I recently closed on my first home (condo) using an FHA loan. I put 3.5% down at closing. I had a zero credit score before this purchase (due to Dave Ramsey and being debt-free). I plan to live in this property for one year and then move renters in. The house is in my name, but I want to get an LLC at some point. I am seeking premium renters in this area, and I met with the contractor today and he recommended about $15k in renovations to make this a luxury condo. My lease in my current place ends March 31st.

I want to finance this expense and keep my money in the bank for the next investment. 

Should I:

1. Go to banks applying for personal lines of correct? I assume I do not qualify for a business loan since my house is in my name. (Would you recommend any local banks in Hoover, AL?)

2. Should I apply for credit cards? (I have not had a credit card since 2015).

3. How do I ensure I can write off these expenses as business expenses (i.e., LLC)?

Thanks in advance. 

B