Loan Recommendation needed

[Travis Kay]

I'm looking for recommendations and help to find a lender than can lend on a property and not on my personal credit or DTI. While I have an 825 credit score and low personal DTI, I am looking to refinance a rental property in my business name. All the lenders I have spoken to are still wanting to run my personal credit and have me sign a personal guarantee to get a loan.

Looking for a true asset long term rental loan with good rates. 

Property is located in Snowflake, AZ

4900 sqft 5 bed 3 bath on 4 acres of land.

Closing next week with mine and OPM. Will complete rehab and get a renter in home. Looking to refinance around $450,000. Home will appraise for $700-$800k. Will rent for $3500+-/month.

[Stephanie P.]

Quote from @Travis Kay:

I'm looking for recommendations and help to find a lender than can lend on a property and not on my personal credit or DTI. While I have an 825 credit score and low personal DTI, I am looking to refinance a rental property in my business name. All the lenders I have spoken to are still wanting to run my personal credit and have me sign a personal guarantee to get a loan.

Looking for a true asset long term rental loan with good rates. 

Property is located in Snowflake, AZ

4900 sqft 5 bed 3 bath on 4 acres of land.

Closing next week with mine and OPM. Will complete rehab and get a renter in home. Looking to refinance around $450,000. Home will appraise for $700-$800k. Will rent for $3500+-/month.

You're looking for a true commercial loan on a residential property.
Not available  as a "true asset long term rental with good rates."
Reality is all DSCR loans require personal guarantees and will pull the guarantor's credit.  You can refinance it into your business' name, but you'll be the guarantor.  They also will count against the amount of financed properties if you decide you're going to go conventional in the future.
Banks don't want to be in an "amazing position" without your personal name as guarantor.  They want you on the hook so you don't walk away from the property when the renovation goes sideways.
Buying 20, 50, 100 SFH over a 2 year period is not most people's reality. It would require a ton of cash to be able to do that.
Sorry to be the bearer of bad news, but slow and steady wins the race along with staying within the lender's requirements.
Stephanie