I would view them the same as trampolines, and have the same policies if I were a landlord.

They can not get mortgage insurance, the mortgage is already issued and with the negative equity and two mortgages no mortgage insurance company would issue a policy against that.It sounds like you assumed it would be easy breezy to just turn your deed in and walk away and it is just not that simple.

All my rental policies remain same regardless of the month.

(not sure how many tenants will agree to sign this but I guess worth a try)7) pets - a very well defined pets policy, must have insurance or certificate for the pet, make sure all the shots were taken, obtain name of the veterinarian for references etc.

Evidently another tenant in the apartment had lost the little guy, even though I had a no pet policy at the time.

You can speak to someone at auction.com and ask them what their policy is on incorrectly described items.

The bank won't turn the water on so I can see if there are any problems with the plumbing, it's their policy.

Substantial protection can be obtained with a good fire policy and good umbrella policy.

Jon:It use to be that way, but over the course of the last decade+, policy has been remodelled to incentivize plundering by large multi-nationals at the expense of small business and individual tax payers.

., as long there wasn't any exception regarding this in their policy.