Hey @Vicente Hernandez - Can you provide some examples of what you would consider a "referral type"? 

And on top of that, in a region like ours where construction labor is an acute challenge, they provide a great solution.

Hello AllAnyone know of a bank, credit union and or lending institution that will provide a HELOC on an investment property in VA? 

If not, there are multiple CPAs that commented on this post that you can reach out to or I can provide a recommendation if you'd like.

Doing differently would be an opportunity cost.General partners of real estate funds are usually people who has a solid track record, able to provide the tax benefits, LT equity and cash flow you talked about.

Listen to @Jon Smith he has provided with good insides and he is also in your market, but in summary things that you have to look at:- You have to do a rental CMA to know how is the rental around your property with similar features and size.

However, if you don't have much experience with purchasing real estate, or are unfamiliar with your local area, then it may be beneficial for you to work with an agent regardless of where you are sourcing your deals from.Your agent should be providing value beyond whatever amount they are charging you, and if they're not it may be time to find someone new to join your team!

In Philadelphia you customarily need a certification statement to be provided to the buyer and it appears the broker in this case is likely referring to form while redirecting the responsibility onto the buyer to obtain the document. 

Looking for any help you can provide.

If it does, the interest rate doesn't matter as it is just a part of the calculation.You might also look at selling one or both of the properties in a 1031 exchange and buying into a new property (or several) that provides higher returns.