My current properties are going to be switched over and refinanced at a small local bank.

I am going to be very blunt here and it is for your own protection.

Considering regulatory agencies have an interest in making sure the public is protected,  licensing coursework covers everything any real estate investor needs to know, such as the different types of valuation, real estate, contract and tenant law, equal housing and more.  

Those paying 6 caps probably expect an extended period of low rates, and want the added benefit of some inflation protection (rents tend to rise with inflation).

Put together a well purchased transaction and cash buyers will crawl out of the woodwork like cockroaches in a dirty rental house.As I like to tell newbies trying to figure out how to incorporate when they barely have any reason to even file a 1040EZ form, no need to learn about asset protection if you don't have any assets. 

In that case, the LLC carries all the responsibilities and my own assets get protected.

For all BKs, there is a process to have an asset withdrawn from the case, but only a debtor can invoke that as a protection of their equity.A investor can become involved only before the filing or after the discharge.

Be wary of Canadian tax sales our systems here our designed to protect the average consumer so the deals are never really meant to be had to begin with.

Anyone know if this will protect me if he or one of his guys gets hurt doing my roof?

How should this be structured so that all parties are protected?