Now  it depends on your plans with your fiance in 6 years. 6 months sounds like you've already picked out the house and started packing but im not so sure your actually there yet. 6 months turns into 2 years very fast when things get put on the back burner.

They packed everyone into the big hall and ran the scammiest promotions.The sad part was realizing how many dumb/gullible 45-60 years old exist in the GTA alone.As @Ming Lim points out, you should educate yourself on Canadian laws.

So it is a total of 4% typically, and you will find a non discount broker typically having a total 5% fee that is split.

But you're total gain including depreciation recapture was $60K so you would end up having to pay the tax on all $60K - no benefit to the 1031.The other question you're hinting at is what if you bought a tract of agricultural or hunting/fishing land that you intended to use for productive use (wilderness activities, rental, agricultural, livestock etc etc). 

One of my clients lost her job and she has only paid about 20% of her total mortgage she wants to get a lower payment.

Hey Nick,I’m a full time agent that jumped in full time from a totally different career a few years back.

Here's to the working man :)yes if it was not for those folks I would be out of business... but as I said its their lifes work.. and its hard work be a big volume landlord.. its not mail box money.. one of my clietns that has 200 plus doors a month ago he was ready to mail it in.. totally burnt out..

I have maybe 2 to 3 hours total doing this, and costs me nothing!

It is 2 buildings with 7 units total, all sub-metered with 2 landlord meters.

Sure, there are programs and sharks... but a good down payment will decrease total expenses over time and lead to higher (and faster) returns.Congrats and good luck!