The John Martinez gives a better understanding of the psychological aspect of decision making, but Steve Trang has better real world application, in my opinion.

I had considered pushing more time into my resale business, tutoring, or looking for a part-time job but I feel like there is a more productive application of my time.My two main ideas are:1.)

The end result would be that your mortgage application would not be truthful.Your cost could be much more than $15k. 

I applied back in April and my application just finished in July.

I applied back in April and my application just finished in July.

Corporations only rent to "poorly qualified" applicants if they are on housing vouchers or subsidized housing. 

I never think about the few dollars a month I pay for software.

My RAMP application has been saying submitted since August 2nd.

If you don't pay the commission, do you clarify that in your listing or is it a good idea to wait and see the application first?

I believe that through section-8 the tenants still have to apply, and as the landlord you can choose to either accept or deny their application.