Hi @Esteban, I'm also just a pro-level member on a monthly plan, so I can't necessarily speak to the differences in BiggerPockets leases but I will say there are some options out there which allow for further customization and are up to date (ie. when a lease is created, the appropriate clauses are auto-imported based on the property address/location -- this way your lease has you covered and is in compliance with local regulations).

It's seems like it's a ghost town and I was expecting a bit more of a helpful community, not something on auto pilot.

Some very seasoned investors completely avoid any location near a big three auto plant (think Detroit and many of the rust belt cities) while others see opportunities not to be missed.Low prices could mean the deal of the lifetime or it could mean a money pit that you can not sell or rent.Tell us what you see when you look around.As this is a new member introduction area what else can you tell us about yourself and your background?

@Andrew NugentHave a buddy who does student hosing she has the parents guarantee, uses auto deduct and keeps them out of the basement.

One thing to add though is the fact we have personal property tax here, on items such as autos, boats, RVs, farm equipment, etc.

I have talked to one mortgage broker, through my local credit union, so far.Issue I ran into was debt to income ratio.Primary residence is financed, in addition to student loans and auto – with the new property debt ratio would be close to 75%.Adding in spouses salary would mitigate, but I believe this would remove the option for the FHA loan.

A personal  umbrella normally also covers over your auto policy. 

I hate when I am in a hurry and the iPad auto correct changes the words and I don't catch it until its posted.Thank you!

Purchase price: $800,000 Cash invested: $170,000 Commercial Mixed use property its a triple lot has both a house and an auto repair shop plus an empty lot to build another house on.

Other books I enjoyed that would help you are: Investing in Real Estate, by Gary Eldred, The ABCs of Real Estate Investing by Ken McElroy, and probably my favorite was Landlording on Auto-Pilot, by Mike Butler.