I'm interested in purchasing a commercial property, and would like to do a 0% down and/or seller financed deal.I'd like to hear from those who have done commercial deals with creative financing -especially if you've managed to score a retail or office building this way (big or small).

I suspect that if your income and credit score are decent, he might be able to help you out. 

That's the short version.

That's the short version.

I want to go with HELOC because its the lowest closing cost and fastest.I have good credit score and making above 100k.

My credit score is horrible due to some poor decisions I made last year in acquiring close to 10,000 in debt that I have yet to finish paying due to not being able to find a job that I like (I have since chosen to work any job I can my hands on).

My situation: Credit score in mid 500s.No $ saved for down payment. 

@Joshua Koo  There is a conventional loan option with just 1% down, but it requires excellent credit (700 or higher credit score) and is only available for 1-unit properties (no 2-4 units allowed).  

I have seen people go from 450 or 500 credit score to 800+ in 12 to 16 months. 

I've got good work history, credit scores, and household income.