Zero (0%) Down and Seller Financed Commercial Rental Property

[MD Fernandez]

Hello All,

I hope this post finds everyone either living your dreams or pursuing them. Like many of us, I fall in the latter category; hence, the reason for this post. I'm interested in purchasing a commercial property, and would like to do a 0% down and/or seller financed deal.

I'd like to hear from those who have done commercial deals with creative financing
-especially if you've managed to score a retail or office building this way (big or small). Please note, this post is directed at anyone who has actually completed deals. To those who have read, heard, or otherwise learned of information related to my questions, I would ask you to join me in being a student of those here who have been there and done that and want to share.

So, if you wouldn't mind, could you share your story while answering the following, please:

What is your criteria for commercial property investments and why?

1. How did you find the seller?
2. Once you found the seller, how did you structure the deal?
3. In total, how much money came out of your pocket?
4. After all was said and done, what did the seller get out of the deal?
5. Was there a realtor/agent involved? And if so, what did they get out of the deal?
6. Was the property previously mortgaged?  And if so, how did you address any threat of the due on sale clause?

And last, but not least, feel free to add any additional information you deem worthy.

Thanks in advance.