Reverse mortgages for people less that 62?

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I'm aware reverse mortgages are for people who are 62 years old and older but is there any other program or something similar to this for people younger than that age?  Long story short... own a home free and clear but credit is so poor can't qualify for any home equity loans or refinancing.  Basically stuck with a home that is paid off that I can't pull any money from to invest in other properties.  People always say its a blessing to own home but I can't seem to make it work for me.  Any other creative ideas to help me pull money from property?