even when I come down to miami we can make the deals work through density and ground up development but when I speak to individual investors without a lot of experience in construction they end up building in columbus not miami because of this exact reason the price point of land is more conducive for a newer investor who even though they may have the cash wants to do something smaller

A true market expert with experience will be able to share priceless professional advice! 

The interest rate that I was utilizing was a little low, from what he told me, in my area I can expect to pay about 10-15% interest based on several factors (How much or little experience I have, credit score, the deal itself, etc.) and I will definitely be paying points, how much will vary by HM lender (usually between 1 to 3 points).

Looking forward to hearing your thoughts and experiences!

I would like to know if anyone has use them and if so, what was your experience like?

My experience is entirely in Cleveland, OH but I've heard Bentonville is providing good cash flow

A good use for scrap counters/stone is breaking them up with a sledge and using them for garden stepping stones, borders & "mosaics".

In my experience and what I taught during my speaking days (including BP national event) is that most people try to market to too many leads.

Anyone have experience/feedback with using Amres.com for rental property mortgage?

So yes, my experience with loan servicers has been the same.