I am not interested in why a applicant does not qualify or to complicating my process by having to qualify a second non tenant, chase that individual for payment and possibly risk having to evict. 

I would recommend that any non-state sponsored forms be reviewed by a licensed and experienced real estate attorney. 

I didn’t have a mentor and learned the hard way of how to service the general public and real estate investors.Master how to service the general public and at the same time find a mentor who is licensed and does real estate investments in your state here on BiggerPockets.I wish you success!

I am interested in Non Performing Notes (NPN).

I want to avoid the competition from non investors as this it a desirable area. 

Charge an extra non-refundable deposit for pets.  

-Neighborhoods that are walkable/bikable or have great public transport (big ask for Cleveland) are very popular.

Who would buy a 10yr bond @ 2-3% when Zuckerburg just crushed 8% gains today in the midst of a publicity nightmare. 

If you have any additional non-owner occ assets you may be able to get a portfolio loan.

If you are heavy into non-performing that portfolio management % will go up.