Commercial Loan on Triplex

[Jeremy Taggart]

So I currently have a triplex in my own name that has an FHA loan on it. I have since moved out and would like to refinance but the comparable sales aren't high enough to get me to 75% LTV without having to put my own money into it. I would like to put this property into an LLC since I no longer need it in my personal name. Would it be possible to get a commercial loan on it and have it valued based on the income approach if it's in an LLC? Because I would have more than enough equity in it to refi if it was valued based on the income approach rather than based off comps. As far as I am aware though 1-4 is always residential and valued based off comps. However I've heard of people getting commercial loans even on single fams that are in LLC's.