The alternate qualifications are listed in the following WAC, not RCW.http://app.leg.wa.gov/wac/default.aspx?

Reasons could range from Income qualifications to FICO scores.

The focus should be on the qualifications and experience of the inspector and not shaving off a few hundred bucks.

Even though I have been in the industry for a lot longer than that and meet their financial requirements and qualifications, they won't approve because I've only been self-employed for six months.The home we want to purchase is a 3 bed, 2 bath SFH that sits on 3.9 acres about ten minutes from our current home and a half-hour north of Charlotte.

A resume is a clear, concise way to list your qualifications and show people that you mean business. even if you have nothing substantial to put on, having one may set you apart from others who do not.

I am using a hard money lender, who provided me a "notice of intent to lend", essentially a pre qualification.

This is very different from LTR mortgage qualification calculations.It's tough out there for financing for STR projects.

Just because they are retired doesn't mean that they get a reprieve from qualifications.

 ( I say "potentially" because there are other qualification / requirements besides your credit score.)  

Your requested terms eliminate the possibility for them to do so.Keep renting until you get your self together from a qualification standpoint to purchase.