thank you Stanley , it is the goal to start and grow through this journey and thanks to you Chris, I will not hesitate to contact you in need , there's probably going to be a lot of needs, looking forward to your expertise.

Baltimore is a great buy and hold area, you can find neighborhoods to fit a cashflow model as well as those that have the potential for solid above market appreciation.  

At the 12 month and 1 day mark, you can move onto the next.Fannie 5% is a better model match than FHA 3.5% for various reasons.

Also any members who aren't local and reading this but just want to make suggestions your knowledge and expertise is welcome.

I'll probably start to build some statistical models so as to have some concrete empirical evidence behind what I'm saying.Thanks for your thoughts..

I am actually interested in your Solo 401k expertise on both the personal end and business side.

I will definitely be relying on his expertise. 

I think it's a good business model that I got a little too aggressive with my timeline and don't want to lose all the bookings I have

This is good.Also, a little backstory:  the reason I mentioned insurance, was a developer I worked with in Colorado finished a condo complex in the early part of the 2000's, when there was a rogue lawyer whose business  model was buying a condo, tearing into the structure looking for any defects (as minimal as sheetrock screws might be spaced @ 12" instead of 8"), then going after the builder, which of course was actually the deep pockets of the builders insurance company.  

You need to sit down with a competent attorney in California that also has Real Estate Law expertise in the states you intend to acquire assets in.