Thank you @Rick Baggenstoss, @Leon Li, Account Closed, That's really encouraging and great advice, thank you!  

I look forward to meeting/interacting with like minded investors and forming new friendships/partnerships along this journey. 

My family and I just moved to Valparaiso, Indiana in order to encourage my wife's career to flourish. 

@Hunter Sauls Agritopia looks like a really encouraging creative response to urban sprawl. 

I really appreciate the advice and encouragement!

From what you have described, I don't think he will stop, but if you begin with that first step, you've at least left open the possibility of him realizing his mistake and correcting it without threats which are going to cause the relationship between you and the tenant to sour, make your living situation miserable, and encourage him to trash his unit or create other problems.

Bankers see that as the ultimate moral hazard cause you'll tell your family, tell your neighbors and ultimately will provide that little nugget of encouragement to get another consumer to try default. 

You are blessed to have had a property manager who was wise enough to encourage you to get the insurance.

., @Neil GoradiaGuys, thank you for your words of encouragement and for putting it in perspective!

@Dave Visaya absolutely, I have been quite the lurker and am really interested in interacting a whole bunch more!