This is not a good business practice and would have avoided your present situation.

This link provides a list of the disclosures but there may be updates that you will need to verify with the DRE. http://www.dre.ca.gov/files/pdf/re6.pdfNaseer Khan is licensed to practice law in California.

Although lending practices have improved, I would certainly feel like I've overextended myself before the bank would. 

Looking for those that practice in NJ, NY, CT and PA.

You better practice and be prepared to use it or why have it.

Hi can anyone explain what the fraudulent practices are?  

I'd like to practice my art (since I'm already in school for it) and invest in real estate too if at all possible.Since I do not know any successful investors in this industry (yet), I read books from people like Kiyosaki, Robbins, and de Roos.

Meaning an area can look good as you research or it can look horrible however there can be a 1 mile radius that you will find is up and coming or that is in close proximity of and area that is rated Good....best practice is to do the leg work!!

The typical practice for collections firms is to take a percentage of the principal, get attorneys fees based on that in the judgment, and then take out a percentage of all incoming monies of the garnishment.

So either you share with us a good reason why the area should go back up, or you should get out as soon as practicable.