Out of morbid curiosity, if he was asked why he isn't paying you back, does he have an actual reason even if it's not valid?  

The point is to spread out your capital gains over more than one tax year to keep you in a lower marginal tax bracket which saves you a few pennies on the dollar.I’m not the professional here, but I believe those are your only real non-morbid options.Good luck.

This virus has apparently mutated, it is still a strand of corona, but has now become much more infectious and can obviously as we all know now can cause some serious respiratory problems especially in people with co-morbidities.

Also, as morbid as it sounds, realistically there will be a lot of estate sales and people young and old are having the very wind of life knocked out of them at an alarming rate across the country as the virus spreads. 2. 

This is also about morbidity too.

As morbid as it is, there is almost no way this lady will still be in this house in 5-7 years (death, moving her to a elderly community, moving her to her daughters, etc). 

The purpose of acknowledging this dangerous co-factor is not to shift blame rather, address the morbidity of such a speculative investment strategy.

I know it sounds morbid, but it has happened to us.

I'm sure that it is one of the biggest and best changes that has happened in your life.I saw your avatar a while back and was curious because I too used to be morbidly obese.

Turns out I can pay both rental units in less time and reap the benefits of not paying those mortgages quicker.Based on everyone's feedback, I might go ahead and pay the mortgage off.Out of sheer morbid curiosity, how many rental units could I Ieverage with $100K in cash?