I had it at 2.5% (per my agent) right now i have both at 10% arbitrarily. how do i estimate Capex and Maintenance better?

You can give better direction to the people you are hiring if you have actually done the task yourself.

Given California's tenant-friendly laws, you'd probably be better off hiring a PMC to help you find & screen roommates. 

Better to pay your mortgage instead of someone else's. 

Hello,We completed 2023 with Insite Tax & are hoping to find better services for the money.

When is the better question?

The earlier you start in your RE journey, the better off you will be in the future.

So if you could add some specifics, we could actually read the text and give a better opinion.But if you know the ordinance is legit and the city says so, then the only way to "get around" it is to do it illegally which could cost you much more in the end.We really try and not advocate breaking the law.

.: •Curbio develops a strong reputation for quality and efficiency•Homeowners are attracted to Curbio’s ability to get things done efficiently, reliably and cost-effectively (no nightmare renos that go on forever)•Curbio continues to enlist realtors as strategic sales partners, by devising a referral commission program for them, to mitigate channel conflict•Curbio maintains sufficient decision-making control (e.g. project types; material & appliance options)•Homeowners are given sufficient preference choices within strict guidelines (e.g. color palettes; good-better-best options materials)But I suspect one of these two growth scenarios for Curbio might happen beforehand:•Expand current offerings to owners of rental properties•License technical infrastructure and processes to qualified contractors

If I end up having to refinance would it be better to do a cash out refinance for as much as I can get or only refi the $100k and get a heloc?