DSCR loans offer the following advantages over conventional:No income/dti/employment docsNot reported on creditClose in an entityClose quicker As for LTV, generally 75% on cash-out refinances and up to 80% on purchases.

I currently invest here in Columbus, Ohio and I have two duplexes over here that are cash-flowing well.

Initial cash flow goes toward recovering the initial equity position.

Purchase price: $118,000 Cash invested: $30,000 This is a single family property this is rented by the room.

Cash flow may not be positive after accounting for other expenses like your annual property taxes, insurance, and mortgage payments if applicable.

When looking for locations to invest in real estate, Indianapolis shows up often for having good cash flow and projected appreciation.

Additionally, the price point is still cheap enough to find the 1% rule and positive cash flow and it's super landlord friendly (so you will never have to go through a 12 month eviction or anything close to that!).

Purchase price: $176,000 Cash invested: $80,000 Off-Market Deal in Southern Orchards that was found through cold-calling.

All were bought in 2023 or 2024:- Virginia: $50,000 - 1.5 acres- Vermont: $33,000 - 3.3 acres- Tennessee: $34,000 - 1.4 acres- Maine: $27,000 - 1.1 acresTotal: $144,000 - 7.3 acresWe bought all for cash with the intention to build on each in due time, depending on where we can first have all ducks in a row: general contractor, permits, etc.

The problem is in a lot of those cases there is no potential to cash flow unless you are putting 30-40% down.