So, it could just be that they fell behind on a couple payments and will become due, or maybe because the servicing of the Note changed so some payments are missing until the servicing catches up..The sheriff's auction list, the foreclosure list, is the main foreclosure list. 

On the same note I have tried to get her to invest in other properties with me and she is terribly risk adverse and just can’t stand the thought of having her name and credit being attached to a large mortgage even though I have explained numerous times about how the bills and mortgage payments are made by the rent payments. 97% of the time she continues to be supportive of me pursuing the real estate on my own and has been supportive of me retiring from my job to pursue it full time.

Park Hotels and Resorts decided to stop debt payments on their two-hotel, 3,000-room, portfolio in San Francisco, the Parc 55, and the Hilton San Francisco Union Square.

I think, though, that it's important to look past it and actually analyze expected rent vs expenses and mortgage payments.

In the DSCR world, there's more than a 1% difference between a 70% cash out refinance and an 80% cash out refinance and with that increase, the rents may not carry the mortgage payment at 1.25%. 

Also, make sure to ask for estoppel certificate (this shows the lease information that the tenant has been given and agreed to with the rent payment.

So unless you have 20-30% for the down payment on a 5 -50 million dollar apartment building/complex, then you are going to need to raise money for that.

Can i purchase land and offset the mortgage payment against it as passive loss and wait for real estate prices to go up and hold the property.

There are plenty of apps out there that can make paying bills easier, and peer-to-peer payment tools (Venmo, Zelle, etc) make it pretty easy to add a description so that you know what they payments or for.

The funds will be used for my down payment and the rest will be used as emergency funds.