My bank does a similar calculation when calculating rental income (75% of rent counts towards income).You get a few other benefitsTax advantages: purchases you need for your rental business (e.g internet and cell phone) can be expensed which means you pay with pretax money (or get a 25% discount)Principal pay down.

@Todd Fox Unfortunately, I only have his cell phone number and text messages as a trail but I will take your advice and hope for the best.

I bought the building ten years ago and I bought it because I had a cell phone store and was owner occupied and did not buy it as an investment property.  

If your 401K plan allows it, you can take a loan for up to 50% or $50k, whichever is smaller. 

Cell phone - need to be able to create good videos3.

There is also the capacity to have them recognize you are home so you dont need to unplug them but that is tied to a specific cell phone being detected, not much use for a vacation rental.

Account Closed whichever market you end up choosing, keeps us posted and best of luck. 

I am already realizing that having my google voice number going to my cell phone along with my cell phone itself is just to much.

This helps me from having my cell phone blow up plus google voice sends a transcript of the voicemail via text and email.

I'd recommend separating whichever aspects of the utilities can be separated.