They will welcome you with open arms and you will learn SO much just by listening.

I have primary residence and investment properties refinanced about 8 times last few years for various reason (remove mortgage insurance, stream line, lower rate, arm adjustment etc..).  

If the tenant attaches the refrigerator to the property, it becomes a fixture of the property and she is not allowed to take it when she leaves.On the other hand, if it is a freestanding fridge, then it remains personal property.So since I explicitly stated "attached," I fail to see how this is bad advice.

I've seen many related discussions on the boards here - but none that explicitly address what I'm looking for - at least in simple terms.Here's the scenario:Project:  Rehab and flip, own for less than 6 monthsHouse built: 1930Purchase price:  $34KEstimated rehab cost:  $50KARV:  $130KHere's what I'm looking at w/ respect to a quote I'm ready to go with:Vacant/Builders Risk Insurance, 6 month policyCoverage amt:  $130K, ACV (gathering RCV is not available industry-wide for house this old)Co-insurance: 80%Liability:  $500KTheft:  $5KMy question is basically - would this be considered sufficient coverage?  

With a RM the lender Must get 95% of the FHA appraisal they did, in order to get reimbursed by FHA.  

Or are their lenders that have an ARM product without too much of a pricing hit?

I found this very interesting ...Mortgage brokers on the other hand do charge a premium on the rate and so it is usually to your benefit to price shop and negotiate for better rates.FHA actually is pretty explicit about their credit requirements.

Scott The Book on Flipping Houses, The Book on Estimating ReHab Costs http://www.biggerpockets.com/flippingbookGo to IREM.org search for ARM certified property managers.

A RM short sale also requires a price of at least 95% of a current FHA appraisal.

He offers a referral fee.Go to IREM.org search for ARM certified property managers.