Investment Property Financing

[Karthik B.]

Hi,

I'm looking to finance an investment property in the Washington, DC Metro area. This is a house, not a condo. I'm currently at a 48% DTI and looking for some options on how I can get a lender. I am willing to put 20-25% down.

Are there portfolio lenders that have a higher DTI threshold? Or are their lenders that have an ARM product without too much of a pricing hit?

Looking for some creative options. 

Thanks.
KB