Get quotes other than her preferred guy but make sure they have good references/qualifications. 

what is the difference between pre approval and pre qualification in lending? 

Is there a certain qualification I need in order to go?  

The difference between Uber and Airbnb is that at least there's a qualification who would be the Uber driver so the supply is mildly controlled by Uber, in Airbnb case they don't care, they just open the floodgates of homes to make Airbnb richer.

Additional Question, Any recommended methods on where to source a Pre-Qualification? 

Additionally, the nephew is still unable to secure a mortgage in his name due to not meeting the qualifications.

Rev. Proc. 2002-69I found this guidance and thought I would provide a summary:It was issued to remove uncertainty surrounding treatment of an entity owned solely by a husband and wife in a community property state.Ess...

See if you meet the qualifications. 

Qualification is subject to SB978.Of course, you can lend money in CA without either of these.

DSCR lenders have much lighter qualification requirements than conventional or portfolio lenders, such as no DTI, income verification, or tax return hurdles that can slow down or disqualify loans.