There are many lenders that can provide 100k DSCR loans i recommend speaking with an experienced broker. 

Every project will provided you with some good return depending on the resources that you and your partners put.Flips and house development are in a similar category so you can start with a flip, but as @Jonathan Greene said it can go though, so if you don't have an experience partner you should start small.

They provide the down payment, and you manage the property.

I have a small health care benefit from my local government career, and I have VA health care since I'm ex-military but it's not as good as it used to be (too many people in the system, too few providers at the VA) so I am planning on buying a supplement on the marketplace when open enrollment comes in November.

Reductions in the price of long-standing homes may be an indication of motivated sellers, providing a chance for a negotiation, particularly if Zillow estimates are lower.

There are other types of services a management company may provide you and/or the resident. 

There are plenty of NNN tenant-in-common investment providers out there, along with DST sponsors, deal syndicators, etc.   

@Tracey BondWhat service can you provide besides being an agent?

The investments should be chosen based on increased wealth, so that an investment in land, providing no income, but likely to triple in value in 24 months, would be chosen over a office building throwing off 12% income, but unlikely to increase in value.  

Here's how I would approach it:- Offer the Renewal to Both: Provide them with the option to renew the lease per Nathan's suggestion.