Thanks,  the actual process for these different types of loans are very strict on qualifications to even get considered.

My goal is to use my individual qualification to get a residential loan rate, but use the LLC to get the interest deductions, which has no deduction cap.Another question: say, I'm buying a new rental property.

Yes, I can borrow money to buy any property based on my qualifications for the loan.... :)

They reaaly aren't "co-signers" but "co-borrowers" and they are not considered in qualification unless they are also on title and in the property.But yes, there are other loans, commercial loans can be made by a bank or lender, like construction loans and then you could refinance with the take-out loan.

@Joe Gore Great to know about the $40k credit line qualifications at HD!

Good have your bank pre-qualification letter ready, your downpayment liquid for your next purchase.

Did I misunderstand that qualification?

We contract 90% of the deals we go visit because of our qualifications.  

Depends on your credit score and overall qualifications of course 

I know everyone's ears are ringing right now with alarm bells, but is rejecting them as simple as emailing them and letting them know they do not meet the qualifications?