Purchase in my name then transfer to LLC or buy with the LLC?

[Nathan Bruce]

I am preparing to purchase my first rental property and have a question for the community. Asking the same to my accountant and will post his answer as well.

Should I:
1) Purchase in my name using a personal bank loan then transfer title to the LLC

or

2) Purchase in the LLC name using a commercial loan?

Background:
- I need financing for the purchase.
- I have a registered LLC.
- I have pre-qual for a personal loan and getting the actual mortgage approval should not be a problem.
- I have not talked to a commercial lender yet.

Pros/cons welcome. Thanks!