Hi @Mark Hu ,I have done some research and I know few of the developer near Arcadia/Pasadena they use [REMOVED].

its a delicate game but as a banker my view is that if someone doesn't qualify with DTI it could be very risky for them to get into another investment until they can stabilize .  

I'd also wonder if the realtor showed up with some random person from their office who looked like you (eg similar build and hair colour) would they say anything?

Let me refer you to my more recent HU posts here:http://www.biggerpockets.com/forums/311/topics/156885-home-union?

I have sprinkler heads sticking out, I have delicate plants and shrubberies, sprinkler valves, wires, low voltage ground lights outside, lawn furntiure etc...plus I think a 75# dog drops a large pile of heat right?

Pretty good hu?

Correct, I never buy my own material, except when it's special like type of flooring model and colour. 

@Jasmine Hu check out Murray Hill area.

Cali has mountains surrounding and the views in the afternoon are brethtaking even while just driving...there are many other aspects of Cali and this areas I can talk about ..like being surrounded by the 6 top Univesities in the city ..best private schools..shopping centers ..restaurants so on ...so forth ..I would more hesitant to investing in Bogota and Medellín less so in Cartagena than Cali due to factors that make the Caribbean at less desirable destination for locals due to preversive cultural colourations..people prefer living in land lock cities instead...

As far as contacting them, It's a delicate situation considering what they are going thru so try mailing and leaving your contact info at first, and then try knocking.