Looking to Help Beginners ! (Investing , Financing, Managing)

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Hey all,

 I am on bigger pockets simply because I want to help beginners make that leap like I had to all on my own before I knew about bigger pockets.  A quick blurb on my experience : 

I am a serial House Hacker 

I am a Bank Manager for a large Bank 

My wife is a Real estate Agent specializing in Flips and Investment Properties

My friend and I have a total of 104 rentals in our area which are all self managed he owns the bulk of the 104 rentals

Also my father is an attorney and my mother is and has been a real estate agent my whole life.

I have lived with tenants , managed my own properties, helped grow and develop a property management team,  helped investors find deals,  helped investors get financing , and a bit more ! 

That all being said I have a bit of experience in buy and hold , financing traditional and creative , self managing, and MLS deals and using the MLS. I am still learning myself (always will be) but I feel like I can help people analyzing deals and making the leap into REI!

Please feel free to ask anything that comes to mind and I will try my best to answer all questions. 

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@Brian Linton  Great Question ! do you currently work and have income to show to help get your first property?  If you do this is a great start because getting a loan will be much easier.  

As a banker I would recommend speaking to a MLO (mortgage loan officer) at your local bank to see what kind of financing you would be eligible for and kind of feel the MLO out.  I would do this even before you have a deal in front of you.  I am not saying delay looking for deals but go see your banker while you look.  MLO's typically can give a good idea of what you qualify for without even running your credit, futhermore I do not recommend  running your credit until you have a deal you want to pounce on.  

also make sure you know what you are looking for when you speak to your MLO .  Are you looking to get a single family or a 2-4 unit or bigger? are you planning to move into this unit? these questions change the lending conversation and you will want to have a plan when you meet with a MLO.  

One more small tip.  I have found small banks and credit unions are a bit better to deal with when looking at investment properties !