Im trying to get into longer notes because I don't know what are banking future looks like and will there be another crisis.

@Shannon FogartyWelcome to BP, and congratulations on making the decision to invest in your future via real estate.I have written a few blog posts that may help you get started here on BP, and with your investing.

I would also add a 2% increase for expenses and rent year-over-year for a more accurate picture of future finances.

Does the seller offer to make repairs now or also in the future?

Don’t rush to avoid higher future interest rates as one comment alluded to.

Hope to read more about your investing journey in the future!

I'd like to link up and exchange emails, do you have an office in Westchester County, my wife and I are looking for a great architect as well for our future residential projects.

An entirely separate entity will be needed and brokerage corporation will be needed.To start the residential firm will be a single member LLC but may turn into a partnership in the near future. 

You could also contact one of the Chamber of Commerce to get their help for where you should locate and if he was aware of any future development that might effect you.  

but also typical not to compensate them if they give you a bid that you intend to use in the near future?