Hello:Is there a link or site with information pertaining to available loan programs for investors who 1. have outsdtanding credit 2.

That's what local government is there for, to provide 'services' to the citizens, and protect their health, etc.

If you're staying local, I recommend checking local university MBA programs as many business programs have a concentration of real estate.

I use video to explain the program.

Loan originaters must be starving there..... was that a fannie mae or freddie mac... or another program?

It's government at it's best to borrow that money as long as they can and not perform.

Along with all of that is the political aspects, and the overspending of local governments (in California anyway) All of those things impact local markets.

Terry your thought seems very rational but when I was going thru this process and went to two different DMV office's and spoke to probably 6-7 different government workers, nobody came up with this solution for me.

Its nice that your wife is going along with the program ;o) Cute suggestion for @JMartin Love would be a bonus right!

From what I understood, it has something to do with the involvement of the government in the way Fannie Mae and Freddie Mac operate (the Federal Takeover of 2008) As I was explained, the new DTI requirement will apply to private portfolio loans, but not to loans that will be sold to Fannie Mae and Freddie Mac (Conventional loans).