Always do an excellent job. 

And putting an unsubscribe option is excellent courtesy.  

We have excellent credit and about 12% to put down, anyone have any reccomended online lenders or banks? 

what does his spreadsheet do (I consider myself an excel guru so maybe i can come up with something too). where can i find this?

As someone who has worked as an analyst at multiple CRE companies and hired many as wellIt helps you sell your story, but your major GPA and other relevant experience will get you in the doorBeing a finance major is an excellent start.

So this one could be a wash.Overall, with the right sponsor, funds can be an excellent option.  

Agents can also be an excellent resource for contract real estate work, which may include the following activities: bird dogging, referring buyers, showing properties, open houses, price opinions, and more.Property Manager—If you don’t want to actively manage your properties, a good property manager is im- portant to have.

He is excellent. 

However most of the major financial institutions tell me that their internal policy for multifamily home loans is 25% down or 20% down regardless of credit history or loan type (my credit history is excellent and i have no debt).

If it is Wake County or close by, I can recommend an excellent attorney who can give you some good advice.