FHA recommendations for Multifamily

[Nathan Olds]

Hello. I am looking to buy my first property in the next few months. I want to house hack a multifamily (3-4 units) but living in 1 and renting out the others and financing through an FHA loan. I live in For Lauderdale so the property will be in South Florida (Pompano Beach, Deerfield, Hollywood, Coral Springs). Properties here are expensive so i would like to only put 3.5% down.

However most of the major financial institutions tell me that their internal policy for multifamily home loans is 25% down or 20% down regardless of credit history or loan type (my credit history is excellent and i have no debt). Does anyone have any recommendations on lenders in south Florida for this strategy? 

Any help would be greatly appreciated!